Budgeting 001: Beginning to Begin


I did not keep up with my financial posts at all. To catch you up, I drove home with less than $100 in my checking and savings account, my credit cards maxed out (yes, cards, I got a 2nd to pay for dental bills), and I had two medical bills past due.

However, I was offered a paid internship at a district attorney’s office in PA and will be living with my boyfriend’s parents. I was able to get in about three weeks of work at a tourist site in Florida, doubled up on tutoring, and turned in my hours for childcare. My current prognosis is not horrible, but I have to maintain a strict schedule if I want to ever make something of myself.  I know that I will not, and do not want to, always have people to pull me out of the hole. I need to be self-sufficient. Yet, being self-sufficient in my finances involves relying on the advice of others to help me realize what is important and necessary.

With the help of my “financial advisor,” I have set the following goals:

  • Keep track of all expenses
  • Immediately pay off PH.D. ($235)
  • Immediately pay off Dentist ($544)
  • Pay of Chase 2 ($474.23)
  • Pay of Chase 1 ($4,430.77)
  • Close out Credit Union account in OH
  • SAVE, SAVE, SAVE!!!!!!